The St. Louis Park Real Estate Blog

Surviving the St Louis Park Mortgage Meltdown

Well, there is no question about it, our local mortgage market in St. Louis Park is changing.  The lenders are changing many guidelines of consumers who fit their profile.  Some buyers are being required to have money down or a higher credit score to buy a home. 

Some people think it is a bad thing....I think somewhere along the line, someone else will come up with a great solution to help more people.  So, it may have a positive impact on the St Louis Park real estate market.  We are definitely in interesting times and I'm curious to see what will come of all of the changes!

So, it's a wonderful idea to consult with your mortgage professional before you even start looking at homes.  For a list of Pre-Approved Mortgage Consultants email me.

Where to Find New Construction in St Louis Park

If you are looking for a New Construction home or condo in St. Louis Park, I know just where to find all of the information you need.  You may have you noticed all of the Parade of Homes signs up in the neighborhood.  The Parade of Homes is going on until March 16th so there is still time to get out there and find your New Construction Dream Home.

For a FREE St Louis Park Parade of Homes Guidebook email me and I'll get one out to you right away.

Looking out for you,

Crystal

**HOT Rent to Own Opportunity in St Louis Park** 55416 55426

Have you lost your home or are losing your home to foreclosure? We don't care why but if you still have a steady job and can afford to put a few thousand dollars down to secure a phenomenal rent-to-own property in St Louis Park you NEED to call me ASAP before they are gone. Upon your request I'll send you a list of properties that match what you are looking for and get you into a great deal on rent-to-own today. Bad credit okay! Recent foreclosure on your record is okay! My service is FREE to you!

Call or email me today at:
Direct: 952.697.5813

Search Thousands of homes FREE

Warm regards,
Crystal Brummer
Rent-to-Own Specialist/Realtor
EXIT Lakes Realty
CrystalBrummer@ExitLakesRealty.com
952.697.5813

What's Important About a St. Louis Park Real Estate Blog?

I was chatting with some of the twin cities best Realtors and Lenders this morning and we were talking about what a great real estate blog consists of.

Here's what it ended up being.....Providing Value!  It's that simple.  My purpose in creating this St Louis Park Real Estate Blog is for you to be able to get straightforward information on what is happening directly in our local St. Louis Park Real Estate Market. 

And, of course value is only recieved when it is recognized so if you find something of value on The St. Louis Park Real Estate Blog, please let me know and pass it along to someone else you think may recieve value from it.

If you have a specific question about real estate or just a question about St Louis Park email me.

Looking Out For You,

Crystal

What's Going on in St Louis Park this Weekend?

It sounds like the weather will be fabulous here in St Louis Park this weekend.  I'm sure there will be many people out shopping open houses for homes and investment real estate.  Just this weekind alone, St Louis Park will be having over 40 Open Houses for new buyers to go out and look for another great deal in real estate

For a FREE St Louis Park Open House Guide send me an email

If You Only Had One Chance....

I was doing some thinking today and with everything going on people are having a lot of confusion with what they want to do.  There was one thought that came to mind.  Ask yourself....If I only had one chance in my life to move into the new home I want, would I take it?

So if you are considering a move into or out of St. Louis Park and you are not sure of what you want to do, ask yourself that question and you should get some real clarity on what you really want.

What Goes Into a St. Louis Park Real Estate Transaction?

I've been thinking lately about everything that goes into a St. Louis Park Real Estate transaction.  And WOW! just a flood of things come to mind.

Well, what it comes down to, when you are buying a home or selling a home in St. Louis Park there are about 43 different people from 14 different industries that get involved during the 7 stages of your real estate transaction.  That's a lot of what's called integrated complexity!

For a FREE Report on What you need to know BEFORE You Hire  Mortgage Consultant  email me

How to Get MULTIPLE OFFERS in Todays Real Estate Market

People ask me every day, "what is going on in the real estate market? or I heard homes are not selling in todays market?".  So for the last few months my team & I really drilled down to the core of what it is taking to get homes sold in todays real estate market.  Basically what we discovered is A Science to Getting Multiple Offers on Homes.  Or in other words "Time Testing".  Time Testing is a mix of art and science.  We looked at what it takes to sell a home from every different angle.  From marketing, to generating qualified buyers, to pricing your home, staging your home, and so on, and so on.  It's a matter of getting the right amount and the right combination of things at exactly the right time.

For more information on Getting Your Home Sold in Today's Market, get a FREE Copy of our Book -

How to Sell Your Home for Top Dollar - Fast! 

Just send me an email or give me a call at 952-697-5813 and let me know you saw the offer on the blog and want a FREE Copy of How to Sell Your Home for Top Dollar - Fast!

Happy Selling:)

What Happens When You Get Organized??

I've just recently re organized my office and to do so, I had to do a lot of de-cluttering, and simplifying, and going through lots of old paperwork.  I noticed as I was going through things that I had not went through in quite a while, I still had some resistance in getting rid of it.

In the end I won the battle and got rid of everything that I wasn't sure if I would use or not again.  After all of that I feel like I am a lot more organized, less cluttered, and can think more clearly.

What happens when you get organized?

-Crystal

Should You Get Title Insurance?

Title insurance has only one specific purpose.  To insure the borrower protection against a loss arising from problems connected to the title of your property.  Which means that if a problem came up later on down the line with the title to your home, your insurance would protect you from any costs as a result.

Some people choose not to purchase title insurance, but most people do.  I definetley reccomend title insurance.  Not because it is likely that you will need it, but with something like your home I think it is better to be safe now than sorry later.

There are seperate policies for the home owner and mortgage company.  Here is what they include.

• Basic Owner's Title Policy Coverage:

1. Clear title to the property
2. Incorrect signatures on documents
3. Forgery, fraud
4. Defective recordation
5. Restrictive covenants
6. Encumbrances or judgments

• Basic Lender's Title Policy Coverage:

1. Mechanic's liens and unrecorded liens
2. Unrecorded easements and access rights
3. Defects and other unrecorded documents

For more information click here